We accept Care Credit which you can apply for at carecredit.com. Care Credit offers a 6 month/no interest plan. We also accept Visa, Master Card, Discover, debit and cash. We do not take personal checks or American Express. Sorry, Helping Hands cannot extend credit. We wish we could do it for free but, (until we win the lottery) our fees are as low as we can possibly make them and still be available for the next pet who needs us. Please, if you need to borrow money and do not have credit available, turn to your family, friends, or employers to lend you the money and make arrangements to pay them back. Your pet is your responsibility and we will do what we can to help you through a difficult time, but we cannot be financially responsible for you and your pet.